12 Sebago Road, Carmel

$515,000

3 Beds
3 Baths
3,445 Sqft
.18 Acres
0 Garages

Welcome to this charming 3 bedroom, 3 bath Cape Cod style home offering 3,445 sq ft of beautifully maintained living space and serene lake views. Located just a short distance from Lake Carmel, this expansive home blends timeless character with a nature-filled setting. Step inside to a spacious living room featuring a stunning stone fireplace and wood-beamed ceiling, creating a warm and inviting atmosphere. The updated eat-in kitchen offers a generous dining area, lake views and sliders leading out to deck, perfect for entertaining or simply enjoying the tranquil surroundings. The main level also includes an office, den, and a full bath, offering flexible space for working from home, guest accommodations, or relaxation. Upstairs, the expansive primary bedroom is accompanied by a full bath, along with two additional bedrooms, providing plenty of room for all. The full finished basement adds even more living space, complete with a family room, full bath, den, and a storage room—ideal for recreation, hobbies, or extended living options. Step outside to the large deck and level yard, perfect for relaxation or entertaining. Situated in the desirable Lake Carmel community, you’re just moments from swimming, fishing, and non-motorized boating. This prime location also offers quick access to I-84 and is only 10 minutes from Metro-North, making commuting a breeze. Close to shopping, restaurants and schools. A unique blend of charm, space, and convenience—this home truly has it all.

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Essential Information
MLS® #953357
Price$515,000
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,445
Acres0.18
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StyleCape Cod
StatusPending
Community Information
Address12 Sebago Road
Subdivisionlake carmel
CityCarmel
CountyPutnam County
StateNY
Zip Code10512
Amenities
Parking Spaces4
ParkingDriveway
ViewLake
Utilities

Cable Available, Electricity Connected, Trash Collection Public

Interior
HeatingBaseboard, Hot Water, Oil
CoolingWall/Window Unit(s)
Has BasementYes
FireplaceYes
# of Fireplaces1
Interior Features

First Floor Full Bath, Beamed Ceilings, Eat-in Kitchen

Appliances

Dishwasher, Range, Refrigerator

Basement

Finished, Full, Walk-Out Access

Exterior
ConstructionFrame
School Information
DistrictCarmel
ElementaryKent Primary
MiddleGeorge Fischer Middle School
HighCarmel High School
Additional Information
Date ListedJanuary 20th, 2026
Days on Market113
Listing Details
Listing Courtesy ofColdwell Banker Realty
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Listing information last updated on May 15th, 2026 at 8:46am CDT.